$925,000

Monticello MN 55362

Stunning 5BR/4BA home on a 1-acre lot in Otsego with 3-season views of the Mississippi River and access to an association-owned parcel along the shoreline. Main level features 9’ ceilings, hardwood floors, sunroom, office with glass French doors, and main floor laundry. Updated kitchen with granite countertops, Viking & KitchenAid appliances, and access to a large composite deck with stairs to patio and walkout basement. Spacious living areas with fireplaces in both the main living room and sunroom. Walkout lower level includes in-floor heat, beverage bar, and wine fridges ideal for entertaining. Immaculate 3-car garage with epoxy floors, heat, and A/C adding over 700 sq/ft of additional living space, not included in total finished sq/ft. Major updates include new roof and stucco (2025), water heater (2024), and Carrier 3-zone HVAC (approx. 7 years) with Reme Halo UV air purification. Full Finken water filtration system (softener, iron filter, UV). Smart home features include Lutron Caséta lighting, Google Home integration, ADT security, and smart smoke detectors. Rare opportunity for luxury living with privacy, upgrades, and river views. 10 minutes from Albertville Outlets & New Albertville Costco, just 20 minutes from Maple Grove, and an hour to MSP.

Additional Details

Year Built:	2001
Living Area:	3705 sf
Bedrooms:	5
Bathrooms:	4
Acres:	1 Acres
Lot Dimensions:	1
Garage Spaces:	3
School District:	882
Subdivision:	Mississippi Pines
County:	Wright
Taxes:	$5,622
Taxes With Assessments:	$5,622
Tax Year:	2026
Association Fee:	$250 Annually

Waterfront Details

Water Body Name:	Mississippi River
Waterfront Features:	Association Access, River View

Room Details

Kitchen:

Main Level 12x21

Additional Features

Appliances: Air-To-Air Exchanger, Dishwasher, Disposal, Dryer, Exhaust Fan, Humidifier, Gas Water Heater, Water Filtration System, Water Osmosis System, Microwave, Range, Refrigerator, Stainless Steel Appliances, Trash Compactor, Washer, Water Softener Owned, Wine Cooler
Basement: Drain Tiled, Egress Window(s), Finished, Full, In-Floor Heat, Storage Space, Sump Basket, Sump Pump, Tile Shower, Walkout
Cooling: Central Air, Ductless Mini-Split, Zoned
Fuel: Natural Gas
Fencing: Invisible
Sewer: Private Sewer, Tank with Drainage Field
Water: Private, Well
Assoc Fee Includes: Shared Amenities
Other Buildings: Storage Shed
Roof: Age 8 Years or Less, Asphalt
Electric: Circuit Breakers, 200+ Amp Service

Listing Status

Coming Soon
2026-09-04 10:21:40 Date Listed
2026-09-04 10:13:06 Last Update
2026-07-22 12:22:10 Last Photo Update
130 miles from our office

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Listed By : EXP Realty, LLC

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