$184,900

Brainerd MN 56401

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Affordable homeownership under $200K in Brainerd Lakes Area and there’s truly nothing else like it at this price point. Why rent when you can own AND have lake access included? Perfectly positioned between Baxter and Nisswa, this 2-bedroom home offers unbeatable convenience paired with a lifestyle that’s hard to find at this price. Enjoy open-concept living, a 3-season porch, and easy main-level functionality, plus shared access to Hartley Lake just steps away. The HOA takes it a step further with access to a pontoon, tennis courts, and maintained common areas, making this a rare opportunity to enjoy lake life without the typical cost or upkeep. It’s truly the best of both worlds. Recent updates include new flooring throughout the home, a newly installed mini split system (Fall 2025), a kitchen sink water purifier, and a new main garage door, giving first-time buyers peace of mind and move-in-ready comfort.

Additional Details

Year Built:	1989
Living Area:	1000 sf
Bedrooms:	2
Bathrooms:	1
Acres:	0.14 Acres
Lot Dimensions:	60x100
Garage Spaces:	1
School District:	896
Subdivision:	Mcfarland Shores
County:	Crow Wing
Taxes:	$890
Taxes with Assessments:	$890
Tax Year:	2025
Association Fee:	$796 Annually

Additional Features

Basement: Crawl Space
Fuel: Array
Sewer: Shared Septic
Water: Shared System, Well
Air Conditioning: Ductless Mini-Split
Appliances: Dryer, Range, Refrigerator, Washer
Assoc Fee Includes: Beach Access, Dock, Lawn Care, Snow Removal
Roof: Asphalt

Listing Status

Coming Soon
2026-03-18 09:42:25 Date Listed
2026-03-18 09:34:06 Last Update
2026-03-17 23:21:05 Last Photo Update
50 miles from our office

info@affinityrealestate.com

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Listed By : Woods to Water Real Estate

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