Welcome to elevated lake living in the premier development of Tom’s Harbor on the highly sought-after Cass Lake Chain of Lakes.
This new (in summer of 2024) upscale home offers 3 bedrooms and 3 bathrooms with a thoughtfully designed custom layout and high-end finishes throughout. From the moment you step inside, you’ll appreciate the spacious entryway with access to a convenient half bath and the attached garage. The attached garage offers ample space for vehicles and all your lake toys. Custom wrought iron railings by Cass Lake Metal add a one-of-a-kind, handcrafted touch. This home was skillfully built by Zetah Construction.
The open-concept main level is designed for both comfort and entertaining, featuring a cozy living room with a fireplace and a stunning kitchen complete with Cambria countertops, custom cabinetry, double wall oven, a large center island, and a butler’s pantry with a wine cooler to keep everything neatly tucked away. The dining area overlooks the lake, offering beautiful views.
Just off the living room, the sun porch is a standout feature—currently set up with a large hot tub and complete with a garage door to easily bring the outdoors in. This allows views of the back yard patio that is protected by a canopy of mature trees and wetland.
Upstairs, you’ll find three spacious bedrooms, including a walk-through bathroom connecting bedrooms two and three with dual vanity, along with a conveniently located laundry room. The massive primary suite is a true retreat, featuring two large walk-in closets, a private sitting area, and a spa-like bathroom with a soaking tub, tiled walk-in shower, dual vanity, and custom cabinetry.
As a member of the Tom’s Harbor community, enjoy exceptional amenities including a heated in ground pool, community room and kitchen facility, fish cleaning house, walking trails, beach, and approximately 50+ acres of shared green space. This property also includes a second lot which can be built on- and two boat slips in the protected harbor—an incredible bonus for lake enthusiasts. This lake chain features 8 interconnected lakes and over 25,000 acres of water to explore, fish, and enjoy year-round. Spend your days boating to Star Island, relaxing at sandbars, or cruising to local restaurants. To savor every sweet moment of your days and to make this property even better, lawn care and snow removal are included, allowing you to move right in and enjoy the up north Minnesota lake life without the hassle of exterior maintenance and chores.
This is a rare opportunity to own a brand-new stick built home with luxury finishes, resort-style amenities, and access to one of northern Minnesota’s premier lake chains.
Additional Details
| Year Built: | 2024 |
| Living Area: | 2952 sf |
| Bedrooms: | 3 |
| Bathrooms: | 3 |
| Acres: | 0.22 Acres |
| Lot Dimensions: | 110x88 |
| Garage Spaces: | 2 |
| School District: | 703 |
| Subdivision: | Toms Harbor |
| County: | Cass |
| Taxes: | $3,910 |
| Tax Year: | 2025 |
| Association Fee: | $4300 Annually |
Additional Features
Basement: None
Fuel: Array
Sewer: Private Sewer, Septic System Compliant - Yes, Shared Septic
Water: Shared System, Well
Air Conditioning: Central Air
Appliances: Dishwasher, Dryer, Microwave, Range, Refrigerator, Stainless Steel Appliances, Wall Oven, Wine Cooler
Assoc Fee Includes: Beach Access, Controlled Access, Dock, Lawn Care, Recreation Facility, Sanitation, Sewer, Shared Amenities, Snow Removal, Water
Pool: Below Ground, Heated, Outdoor, Shared
Roof: Age 8 Years or Less, Architectural Shingle, Asphalt
Listing Status
Active
2026-03-23 12:03:07 Date Listed
2026-03-23 19:50:06 Last Update
2026-03-23 15:19:08 Last Photo Update
40 miles from our office
Contact Us About This Listing
info@affinityrealestate.com